FedNow is a depository system that has been created by the Federal Reserve. The service has been created to help with the convenience and speed of sending and receiving payments. The “Now” in the name is exactly what the program is used to help with – instant action! FedNow can be used by any bank or credit union. There … Read More
Community engagement is beneficial for yourself and the environment around you. It is bettering yourself by doing things that are assisting others and creating a purpose for the community. There are many ways to be helpful in your community. The first step is contacting people that are in charge of community events and asking how you can help. Volunteers are … Read More
Deciding to own your home is probably the biggest financial decision that a person makes in their life. Whether you live in your home for two years or the rest of your life, it can end up paying dividends as someone builds equity on their home and property. Though there are exceptions to the home that cannot be changed including … Read More
Everybody has their own important documents or valuables that they want to keep safe. We like to think that the comfort of our homes is enough for those valuables, but it is best to take an extra step and buy a safe deposit box. Safe deposit boxes are extremely useful when it comes to those important papers that you do … Read More
Having a good credit score is extremely important, and building a good score can be difficult. A credit score is influential on many financial decisions throughout life. It can dictate various things like a car loan, home mortgages, credit card approval, renting an apartment, and sometimes specific jobs. If you know what your credit score is will let you know … Read More
Making a purchase of a home may be the biggest financial decision of your life, but it is vital to know all the different things that come with buying a home. You may already have your “wants” and “won’t tolerate” list, you may have inspected every square inch and cranny in the home you are interested in, and it is … Read More
Understanding credit scores is helpful when it comes to important financial purchases throughout life. Your credit score is an estimator for banks, credit card companies and other businesses. Credit scores determine how likely you are to pay back money that was borrowed. The higher the score is, the more likely lenders are going to let you borrow money. Having a … Read More
There are many different types business structures and cultures. In order to create the best online presence for your business you must first understand the tone and culture you want to set forth to your audience. From there, you can create a plan on how you want to create your online platforms. There are a lot of different social media … Read More
When it comes to the success of a company all teams are important. However, when managing current and perspective clients, the sales team is the top of the chain. The sales team is in charge of making sure clients are aware and convinced that they need your company or organization. In order to best serve the company and their clients … Read More
Efficiency and safety go hand-in-hand with farming. Both of these ensure prosperous and successful farming seasons year after year. Maintaining farm equipment is crucial to your farm running smoothly, and keeping your family, employees, and yourself safe. If you have a system to check your equipment and you never cut corners, you’ll be sure to have another fruitful year. Create … Read More
Teamwork makes the dream work. We’ve most likely heard this phrase close to a thousand times over the span of our lives. A lot of times it just rolls off the tip of our tongue without too much thought. We use is as a filler for our collaboration and hard work. However, it’s time to take a step back and … Read More
Ag Decision Maker through Iowa State University Extension and Outreach released cost estimates of crop and pasture maintenance for the 2022 year. While the estimates cannot be tailored to each individual farm, they are an average of what a typical farmer can expect. Larger farms and smaller farms may be further away from the estimates due to their fixed costs. … Read More
